hello need help.

This is the ninth E-Commerce Operations Associate Capstone Project installment as outlined in Module 0 located in the Learning Modules section.

Module's discussion based on the e-commerce approach utilized by social networking and online communities, the types, benefits, and risks of online auctions, and the revenue sources targeted by general-purpose and vertical portals.

In order to provide your Capstone boss with insight into this subject matter, you will perform the below-indicated research and respond to the following questions:

Select a social networking or online community (i.e. "platform") that you are currently part of. If you are not a member, select a platform with a focus area that interests you by using a search engine such as Google. Characterize the business model utilized by your selected platform by addressing the following: Classify your choice according to one of the five types of social networks and online communities (e.g. general, etc.). If you were asked to make a second classification, indicate which of the remaining five categories you select. If none of the others would apply, indicate why. Based on your review of their site, describe how the platform generates revenue from users. If a premium membership is available at a fee, would you upgrade from a free, standard user account? Support your response by providing two reasons. Give an example of how the platform would utilize an algorithm to influence a user to make a purchase. If you were the target of the same algorithm, would it influence you - why or why not? View the Liquidation.com website, including its Terms and Conditions and Glossary, and address the following: Classify this website as B2C or B2B and identify the "type" that it represents (e.g. English, Dutch, etc.). To determine this, see "Auction Type" in the section to the right of the product pictures. Once you have determined the type, provide an explanation of how the auction works. Define three benefits that you believe are associated with this auction. Define three risks that you believe are associated with this auction. Do you believe that the benefits that you identified in #2b are greater than the risks, or is the opposite true? Describe the revenue sources targeted by general-purpose and vertical portals by addressing the following: 3a: Describe the difference between a general-purpose and a vertical portal. Make sure to include the two types of vertical portals as part of your response. Review the MSN portal and classify it as general-purpose or vertical. Next, describe the revenue sources targeted by this portal based on the five types of revenue sources discussed in this module (e.g. general advertising, subscription, etc.). Review the Law.com portal and classify it as general-purpose or vertical. Next, describe the revenue sources targeted by this portal based on the five types of revenue sources discussed in this module (e.g. general advertising, subscription, etc.)

Problem 7.14. "Companies with high credit risks are the ones that cannot access fixed-rate markets directly. They are the companies that are most likely to be paying fixed and receiving floating in an interest rate swap." Assume that this statement is true. Do you think it increases or decreases the risk of a financial institution's swap portfolio? Assume that companies are most likely to default when interest rates are high.

Problem 7.11. A financial institution has entered into a 10-year currency swap with company Y. Under the terms of the swap, the financial institution receives interest at 3% per annum in Swiss francs and pays interest at 8% per annum in U.S. dollars. Interest payments are exchanged once a year. The principal amounts are 7 million dollars and 10 million francs. Suppose that company Y declares bankruptcy at the end of year 6, when the exchange rate is $0.80 per franc. What is the cost to the financial institution? Assume that, at the end of year 6, the interest rate is 3% per annum in Swiss francs and 8% per annum in U.S. dollars for all maturities. All interest rates are quoted with annual compounding.

Problem 7.13. After it hedges its foreign exchange risk using forward contracts, is the financial institution's average spread in Figure 7.11 likely to be greater than or less than 20 basis points? Explain your answer.

Problem 7.10. A financial institution has entered into an interest rate swap with company X. Under the terms of the swap, it receives 10% per annum and pays six-month LIBOR on a principal of $10 million for five years. Payments are made every six months. Suppose that company X defaults on the sixth payment date (end of year 3) when the LIBOR/swap interest rate (with semiannual compounding) is 8% per annum for all maturities. What is the loss to the financial institution? Assume that six-month LIBOR was 9% per annum halfway through year 3. Use LIBOR discounting .

Problem 7.15. Why is the expected loss from a default on a swap less than the expected loss from the default on a loan with the same principal?

In an interest-rate swap a financial institution's exposure depends on the difference between a fixed-rate of interest and a floating-rate of interest. It has no exposure to the notional principal. In a loan the whole principal can be lost.

Problem 7.16. A bank finds that its assets are not matched with its liabilities. It is taking floating-rate deposits and making fixed-rate loans. How can swaps be used to offset the risk?

Problem 7.22. The one-year LIBOR rate is 10% with annual compounding. A bank trades swaps where a fixed rate of interest is exchanged for 12-month LIBOR with payments being exchanged annually. Two- and three-year swap rates (expressed with annual compounding) are 11% and 12% per annum. Estimate the two- and three-year LIBOR zero rates when LIBOR discounting is used.