Hello tutors, please provide a detailed explanation on each of the following questions for a helpful rating.

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1. Give four circumstances under which a trader would operate a fixed deposit account

2. Give any four functions of money

3. Highlight four reasons why loans advanced by commercial banks in Kenya may not appeal to many people

4. Give four disadvantages of barter trade

5. Identify the motive of holding money in each of the circumstances below:-

(a) Need to hold money to cater for future unforeseen eventualities

(b) Need to have money to cater for daily expenses

(c) Need to have money with hope that prices will fall in future in order to purchase more

6. Identify four roles of the Central Bank as a government banker

7. E-banking is a method of banking through electronic systems. Give four reasons to account

for the rising popularity of this banking system

8. Mention four ways in which individuals can hold money

9. State three motives of holding money

10. Outline four differences between commercial banks and non- bank financial institutions