Help Jacquiline is unmarried and age 32. Even though she participates in an employer-sponsored retirement plan, Jacquiline contributed $3,000 to a traditional IRA during the year. Jacquiline files as a head of household, her AGI before the contribution is $43,000, and her marginal tax rate is 12 percent. (Use Exhibit 13-8) What is the after-tax cost of her $3,000 traditional IRA contribution? After-tax cost 50% EXHIBIT 13-8 2019 Applicable Percentages for Saver's Credit by Filing Status and AGI Applicable Percentage Joint Filers AGI Head of Household AGI All Other Filers AGI 0 to $38, 500 0 to $28, 875 0 to $19,250 20 $38,501 to $41,500 $28,876 to $31,125 $19,251 to $20,750 $41501 to $64,000 $31,126 to $48,000 $20,751 to $32,000 No credit available Above $64,000 1 83 Above $48,000 Above $32,000 10