Help me solve this

You read in The Woll Street Jourhw that 30-day T.bills are currently yielding 4.4\%. Your brother-in-law, a broker at Safe and Sound Securties, has given yeu the following estimotes ef current interest rate premiums: - Infiation premium =2.75% - Vquidty premium =0.3% - Maturity risk premium =1.85% - Defaut risk premium =2.45% On the basis of thate dato, what is the real risk-ftee rate of return? Round your answer to twe decimal places