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Timmons Towel and Diaper Service is offered a $500,000 loan for three months at an APR of 12% with a loan origination fee of 1%. What is the EAR for this offer? b. Still for a $500,000 loan for three months, instead of the origination fee Timmons Towel and Diaper Service must keep 10% of the loan principal in a non-interest-bearing account with the bank. With an interest rate at 12% APR, what is the EAR for this offer? C! Continuing with part b, assume that Timmons Towel and Diaper Service's bank pays 1% (APR with quarterly compounding) on its compensating balance accounts. How does this change your answer in part b above? What is the EAR of Timmons' three- month loan