help me with my homework

a) Ayden was admitted in Normah Medical Centre for 4 nights for minor surgery. Three years ago, Ayden had signed up for comprehensive major medical insurance with Takaful Insurance. Upon discharged, the hospital presented him the bill and he made a comparison with his medical insurance coverage as presented below: Surgery RM12,000 Physicians RM5,500 maximum Medicines X-Rays, etc Reasonable amount paid in full Hospital Room RM350 per day Insurance Premium RM200 per month The actual costs incurred from the hospital bill charge to Mr. Ayden are as follows: Surgery RM15,000 Hospital Room RM380 per day Medicines, X-Rays, etc RM500 Doctor RM4,800 1) Calculate the amount covered by insurance policy and Ayden's share of the cost of his treatment i) Do you think it is a good decision to pay the premium for RM3,000 per annum? Give your comment b) Mr. Hashim working as a Manager at XYZ Company. He was thinking to have a better insurance policy for his children. His priority is children's education and saving benefits on top of life insurance plans. Please advise Mr. Hashim on the suitable insurance policy for his children a) Ayden was admitted in Normah Medical Centre for 4 nights for minor surgery. Three years ago, Ayden had signed up for comprehensive major medical insurance with Takaful Insurance. Upon discharged, the hospital presented him the bill and he made a comparison with his medical insurance coverage as presented below: Surgery RM12,000 Physicians RM5,500 maximum Medicines X-Rays, etc Reasonable amount paid in full Hospital Room RM350 per day Insurance Premium RM200 per month The actual costs incurred from the hospital bill charge to Mr. Ayden are as follows: Surgery RM15,000 Hospital Room RM380 per day Medicines, X-Rays, etc RM500 Doctor RM4,800 1) Calculate the amount covered by insurance policy and Ayden's share of the cost of his treatment i) Do you think it is a good decision to pay the premium for RM3,000 per annum? Give your comment b) Mr. Hashim working as a Manager at XYZ Company. He was thinking to have a better insurance policy for his children. His priority is children's education and saving benefits on top of life insurance plans. Please advise Mr. Hashim on the suitable insurance policy for his children