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Need estimated answers for these:

Purchaser's Estimated Closing Costs and Pre-paid Costs Guidelines Closing Costs Guidelines Loon Origination fee 1% of loan Calculation needed Discount points 1 of loan only at buyer's request) Calculation needed Survey $100-$300 Appraisal $300-$450 Credit Report 550 Tax Service Deed Recording Fee (518.50 - $1.00 per hand) Calculation Needed Mortgage Recording Fee $0.50 . 51.50 per thand) Calculation needed Mortgages Tide Insurance 575-5150 Flood Certificatione 521 Loan Express Pee $50 Title Examination Fee 575 Automney's Fee $350 Underwriter's Fee SS Prorate Taxes-(Amt. Of fases per year divided by 365) X(number of days from the Calculation needed day of doing Ober 1" Document Preparacion $75 Home Inspection at buyer's request $350 Prepaid items I" Year Hazardouce Pod Toul of yearly losince Know mot Haradinance-yearly ince divided by 12, multiplied by 3 months Calcul Needed Property Tues-Yearly es divided by 12, multiplied by 3 months Calculation needed Prepaid interest day - not machused Calcule needed Mortgage Interest - Hot much used Calculation needed Estimated Monthly Payments Principal & Interest (PRD) - Using motion schedule, find number of years of tom, eest peate and number to be used from chat and multiply it by how many thousand dollars is being borrowed. Example: $100,000 Joon on 30 years ex interest rate-ther on the amortition chart 734 The 731 miniply it by 100 (which is how many thousands being borrowed) $734 for principal and interest per month (the real estate calculator) Thes-Yearty taxes divided by 12 months Calcoded Hazard Insurance Yearly insurance divided by 12 months Calculation ended PMI-Use Formula: 0.0078 multiplied by the amont bomowed, and then divide that amout by 12 mendes. Example PMI for 100.000 ton = 0.0079 X S100.000) divided by 12 months $65.00 REMIND PURCHASERS THAT THESE FIGURES ARE ONLY ESTIMATED FIGURES! (Remind buyers to claim honestrud exemption) Seller's Estimated Closing Costs Guidelines Abstractie Insurance Seper thousand up to $100.000 and $per thousand over Calculation needed $100,000, plus $100 ile search and binder fer Example Title Insurance for S150.000 home with $100 title search and Winderfee (54 X 100). (33 X 5100 (5400) + ($150) - $100 - $650 Automney's Fee $350-5450 residential property and 1076 is standard for land Sales Commission - Depends ce chaped by company. 6% is standard de Calculation needed Termite Bond Letter $90-5150 Mortgage Balance - Balance of existing loan of property being sold. Ask eller for this figure or call mortgage for payoff Estimated Repair Costs Money amount stated in sales contract Prorale Taxes - Prorate from Osober 1. Take amount of yearly boxes and divide by Calculation needed 365 days then multiply by number of days since October 14 Deed 550 REMIND SELLER THAT THESE FIGURES ARE ONLY ESTIMATED FIGURES! PURCHASE AGREEMENT CASE STUDY Please fill out a purchase agreement using the following information. Use today's date and time. Agency XYZ Realty represents both the seller and the buyer. XYZ Realty is both listing and selling company. Property. 222 Elm Street Mobile, AL 36695 Legal Description: Lot 1 Unit 2 Sunset Hills Price: Buyers offer $150,000. List price is $160,000 Terms: 30 year conventional loan at 5.5% interest rate, with 5% down payment, apply for mortgage within 5 business days from acceptance of offer, no discount points paid by buyer and seller, repairs limited to $500 for mortgage/loan purposes Survey. New survey to be provided by seller & ordered by listing co. Professional inspection: Subject to a professional inspection with results communicated to seller within 5 business days from acceptance of offer, utilities provided by seller Miscellaneous: House was built in 1971; seller will have all utilities on for all inspections including walk-through; Home warranty. Was not offered at time of listing and buyer will request a home warranty from ABC Corporation to be ordered by listing broker and paid by seller. All Improvements and Appurtenances Included: Rosebushes to remain with seller Wood Infestation Report: Current termite contract transferred at sellers' cost not to exceed $400 Closing Date: Sale to close no sooner than and no later than Title: Title to be taken in names of Joseph Bright and Susan Bright, husband and wife, joint with rights of survivorship. Possession: At closing Tapes 600 a year. Insmane 800 a year Purchase Agreement Case Study 1 Revised 10/8/2004 ESTIMATED CLOSING COSTS PURCHASER: SELLER: ADDRESS: SALES PRICE: SELLER PURCHASER BROKER'S FEE ORIGINATION FEE DISCOUNT POINTS TITLE INSURANCE DEED APPRAISAL CREDIT REPORT ATTORNEY'S FEE SURVEY TAX SERVICE FEE RECORDING FEES UNDERWRITING FEES TERMITE LETTER INSPECTION FEES HOME WARRANTY PREPAID ITEMS TOTAL The undersigned is aware that the above mentioned items are to be construed as an ESTIMATED Closing cost statement and may or may not match final closing figures. This form is required by Alabama State License Law. REAL ESTATE PROFESSIONAL: SELLER(S) PURCHASER (S) Purchaser's Estimated Closing Costs and Pre-paid Costs Guidelines Closing Costs Guidelines Loon Origination fee 1% of loan Calculation needed Discount points 1 of loan only at buyer's request) Calculation needed Survey $100-$300 Appraisal $300-$450 Credit Report 550 Tax Service Deed Recording Fee (518.50 - $1.00 per hand) Calculation Needed Mortgage Recording Fee $0.50 . 51.50 per thand) Calculation needed Mortgages Tide Insurance 575-5150 Flood Certificatione 521 Loan Express Pee $50 Title Examination Fee 575 Automney's Fee $350 Underwriter's Fee SS Prorate Taxes-(Amt. Of fases per year divided by 365) X(number of days from the Calculation needed day of doing Ober 1" Document Preparacion $75 Home Inspection at buyer's request $350 Prepaid items I" Year Hazardouce Pod Toul of yearly losince Know mot Haradinance-yearly ince divided by 12, multiplied by 3 months Calcul Needed Property Tues-Yearly es divided by 12, multiplied by 3 months Calculation needed Prepaid interest day - not machused Calcule needed Mortgage Interest - Hot much used Calculation needed Estimated Monthly Payments Principal & Interest (PRD) - Using motion schedule, find number of years of tom, eest peate and number to be used from chat and multiply it by how many thousand dollars is being borrowed. Example: $100,000 Joon on 30 years ex interest rate-ther on the amortition chart 734 The 731 miniply it by 100 (which is how many thousands being borrowed) $734 for principal and interest per month (the real estate calculator) Thes-Yearty taxes divided by 12 months Calcoded Hazard Insurance Yearly insurance divided by 12 months Calculation ended PMI-Use Formula: 0.0078 multiplied by the amont bomowed, and then divide that amout by 12 mendes. Example PMI for 100.000 ton = 0.0079 X S100.000) divided by 12 months $65.00 REMIND PURCHASERS THAT THESE FIGURES ARE ONLY ESTIMATED FIGURES! (Remind buyers to claim honestrud exemption) Seller's Estimated Closing Costs Guidelines Abstractie Insurance Seper thousand up to $100.000 and $per thousand over Calculation needed $100,000, plus $100 ile search and binder fer Example Title Insurance for S150.000 home with $100 title search and Winderfee (54 X 100). (33 X 5100 (5400) + ($150) - $100 - $650 Automney's Fee $350-5450 residential property and 1076 is standard for land Sales Commission - Depends ce chaped by company. 6% is standard de Calculation needed Termite Bond Letter $90-5150 Mortgage Balance - Balance of existing loan of property being sold. Ask eller for this figure or call mortgage for payoff Estimated Repair Costs Money amount stated in sales contract Prorale Taxes - Prorate from Osober 1. Take amount of yearly boxes and divide by Calculation needed 365 days then multiply by number of days since October 14 Deed 550 REMIND SELLER THAT THESE FIGURES ARE ONLY ESTIMATED FIGURES! PURCHASE AGREEMENT CASE STUDY Please fill out a purchase agreement using the following information. Use today's date and time. Agency XYZ Realty represents both the seller and the buyer. XYZ Realty is both listing and selling company. Property. 222 Elm Street Mobile, AL 36695 Legal Description: Lot 1 Unit 2 Sunset Hills Price: Buyers offer $150,000. List price is $160,000 Terms: 30 year conventional loan at 5.5% interest rate, with 5% down payment, apply for mortgage within 5 business days from acceptance of offer, no discount points paid by buyer and seller, repairs limited to $500 for mortgage/loan purposes Survey. New survey to be provided by seller & ordered by listing co. Professional inspection: Subject to a professional inspection with results communicated to seller within 5 business days from acceptance of offer, utilities provided by seller Miscellaneous: House was built in 1971; seller will have all utilities on for all inspections including walk-through; Home warranty. Was not offered at time of listing and buyer will request a home warranty from ABC Corporation to be ordered by listing broker and paid by seller. All Improvements and Appurtenances Included: Rosebushes to remain with seller Wood Infestation Report: Current termite contract transferred at sellers' cost not to exceed $400 Closing Date: Sale to close no sooner than and no later than Title: Title to be taken in names of Joseph Bright and Susan Bright, husband and wife, joint with rights of survivorship. Possession: At closing Tapes 600 a year. Insmane 800 a year Purchase Agreement Case Study 1 Revised 10/8/2004 ESTIMATED CLOSING COSTS PURCHASER: SELLER: ADDRESS: SALES PRICE: SELLER PURCHASER BROKER'S FEE ORIGINATION FEE DISCOUNT POINTS TITLE INSURANCE DEED APPRAISAL CREDIT REPORT ATTORNEY'S FEE SURVEY TAX SERVICE FEE RECORDING FEES UNDERWRITING FEES TERMITE LETTER INSPECTION FEES HOME WARRANTY PREPAID ITEMS TOTAL The undersigned is aware that the above mentioned items are to be construed as an ESTIMATED Closing cost statement and may or may not match final closing figures. This form is required by Alabama State License Law. REAL ESTATE PROFESSIONAL: SELLER(S) PURCHASER (S)