help please

11. Suppose that you have the opportunity to become a member of a travel club. You would be indifferent between paying $2,500 per year for twenty-three years (with the first payment made exactly one year from today) or $ today. Assume a discount rate of 11%. a. 20,439.35 b. 20,666.08 c. 20,832.81 d. 21,054.36 e. 21,202.58