help please. also how to do this if possible on finance calculator.

6. You want to join a club and this club has two options for paying memberships. The first option is $500 annual fee and this fee must be paid at the beginning of the year. You can also buy a lifetime membership today for $6,000. How many years must you remain a member of this club before the lifetime membership is cheaper (on a present-vale basis) than paying $500 in membership due each year? The appropriate interest rate is 5% (Round your number to the nearest year.) (n=?, 1/yr = 5%, PV=-6000, PMT = 500, FV =0) a. 17 year b. 11 year . 14 year I d. 12 year