help please question 9 and 12

9. The employer will contract with an insurer to provide employees with coverage for various benefits that may include: (1) accidental death and dismemberment insurance employee assistance programs short/long term disability all of the above ANSWER: 12. Fred White is given a credit card by the organization to buy gas for his car at Sunny Fuels. This is considered a(n): (1) taxable benefit taxable allowance non-taxable allowance expense reimbursement