HELP PLEASE

Raquel took out a cash advance of $1,640 from Keegan's City Pawn. The loan (cash advance) will be paid off over the next 2 years by payments of $442.77 made semiannually at the beginning of each payment period. What nominal interest rate, compounded semiannually, is Raquel being charged? Choose BGNBGN or ENDEND ? BGN END Round your answer (nominal interest rate) to two decimal places. P/Y = C/Y = N = I/Y = % PV = $ PMT = $ FV = $