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1. Gross Income is : a. Before Tax deductions b. After Tax deductions c. Neither 2. Which is more liquid? a. Savings Account b. Certificate of Deposit c. Share of Stock d. Retirement Fund 3. Credit Unions are owned by a. Members b. Stockholders c. the government d. None of the above 4. If the interest offered is 1% in a savings account, which compounding frequency will have the highest APY? a. 1% compounded annually b. 1% compounded quarterly c. 1% compounded monthly d. 1% compounded daily Find the highest yielding $1,000 Savings Account. What institution is offering this and what is the APY? Find the highest yielding $1,000 5 year CD. What institution is offering this and what is the APY