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HELP QUICK PLS What is the present value of a $20,000 lump sum that you will receive three years from now and that was in

HELP QUICK PLS
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What is the present value of a $20,000 lump sum that you will receive three years from now and that was in an account that earned 5% per year compounded semi-annually? The present value is $ (Round the final answer to the nearest cent as needed. Keep all decimal places as you work through the problem.)

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