help Tom determine how long it will take to repay the debt to his uncle based on the original expenses and the adjusted expenses.

Pay off Schedule	Original Expenses	Adjusted Expenses
Balance
Monthly Payment
Add: Cash Left Over
Total Payment
# of Months to pay off

Income	Amount
HP	2500
Best Buy	500
Total Income	3000
Expenses	Original Amounts	% of Income	Adjusted Amounts	% of Income
Rent	600	20%	600	20%
Utilities	150	5%	150	5%
Groceries	200	7%	200	7%
Insurance	70	2%	70	2%
Car Payment	300	10%	300	10%
Gas	200	7%	200	7%
Payment to Uncle	200	7%	200	7%
Credit Card	50	2%	50	2%
Online Gambling Fees	300	10%	225	8%
Entertainment	400	13%	280	9%
Gym Membership	50	2%	35	1%
Personal Training Sessions	150	5%	105	4%
Clothing	100	3%	70	2%
Golf Club Membership	150	5%	105	4%
Total Expenses	2920	97%	2590	86%
Cash Left Over	80		410.00
Balance on Loan from Uncle	9600
Credit Card Balance	500
Sum of Expenses that Exceed 11% of Tom's Income	1000	3190.00