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Help with calculating the present value of annuity due? PV=400,000 20 annual payments of $25,000, with the first payment to be made 5yrs from today,

Help with calculating the present value of annuity due? PV=400,000

20 annual payments of $25,000, with the first payment to be made 5yrs from today, assuming the appropriate rate of interest is 9%.

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