Help with personal finance.

Savannah, an accountant, is 29 years old and has owned a major medical insurance policy for three years. The policy, which she purchased through her employer, provides the following coverage: a $3,000,000 lifetime limit a $1,500 deductible and 80% coinsurance clause internal limits of $400 per day for a semi-private room and board, $7,500 per occurrence for x-rays, prescription drugs, and other medical expenses, and a $40,000 maximum limit per occurrence on surgical procedures a $25,000 limit per occurrence on rehabilitation and physical therapy if a hospital charges a room rate that is greater than the policy's stated internal limit, the hospital agrees to reduce the room rate to the policy's internal limit. Last month, Savannah was injured when she was struck by a car while riding her bike to work. She spent 5 days in the hospital in a room that cost $600 per day, incurred $5,500 for other medical expenses, and $20,000 in surgical expenses. Given these claim costs, complete the following table and answer the related questions: Policy Limit Total Claim Hospital charges $400 per day Based on this data, the total cost to the Surgery costs insurance company is Other medical costs while the out-of-pocket cost to Savannah is Rehabilitation and therapy costs How much did Savannah save by having Deductible her medical insurance policy? Co-insurance percentage Total cost of claim Assume that the hospital changed its payment policy to make the patient responsible for the difference between the hospital's room rate and the insurance company's responsibility ($600 per day versus $400 per day). By how much would Savannah's out-of-pocket cost for her hospital room change due in hospital billing? Savannah's costs would increase by $1,000 Savannah's costs would increase by $600 Savannah's costs would increase by $400 Savannah, an accountant, is 29 years old and has owned a major medical insurance policy for three years. The policy, which she purchased through her employer, provides the following coverage: a $3,000,000 lifetime limit a $1,500 deductible and 80% coinsurance clause internal limits of $400 per day for a semi-private room and board, $7,500 per occurrence for x-rays, prescription drugs, and other medical expenses, and a $40,000 maximum limit per occurrence on surgical procedures a $25,000 limit per occurrence on rehabilitation and physical therapy if a hospital charges a room rate that is greater than the policy's stated internal limit, the hospital agrees to reduce the room rate to the policy's internal limit. Last month, Savannah was injured when she was struck by a car while riding her bike to work. She spent 5 days in the hospital in a room that cost $600 per day, incurred $5,500 for other medical expenses, and $20,000 in surgical expenses. Given these claim costs, complete the following table and answer the related questions: Policy Limit Total Claim Hospital charges $400 per day Based on this data, the total cost to the Surgery costs insurance company is Other medical costs while the out-of-pocket cost to Savannah is Rehabilitation and therapy costs How much did Savannah save by having Deductible her medical insurance policy? Co-insurance percentage Total cost of claim Assume that the hospital changed its payment policy to make the patient responsible for the difference between the hospital's room rate and the insurance company's responsibility ($600 per day versus $400 per day). By how much would Savannah's out-of-pocket cost for her hospital room change due in hospital billing? Savannah's costs would increase by $1,000 Savannah's costs would increase by $600 Savannah's costs would increase by $400