Henry, a direct descendant of Jefferson Morgan has inh ted $450,000. A nancial advisor tells her to invest this amount and target an average of at least 8% return ove 30 years. Henry decides to invest in a Northern Endowment Fund that has had a ten year average retu f3.5%. During the same ti me, 5&P50'0 has had a 13% return {this is market return]. The risk free return is 2% d the beta of the fund is 0.8. {15 PTS] a. What is the discount rate? {10 PTSl h. Would a beta of 1.1 increase her returns? [5PT