Here is my problem and the previous example I got wrong

Starting next year, you will need $15,000 annually for 4 years to complete your education. (One year from today you will withdraw the first $15,000. ) Your uncle deposits an amount today in a bank paying 5% annual interest, which will provide the needed $15,000 payments. a. How large must the deposit be? Do not round intermediate calculations. Round your answer to the nearest cent. $ b. How much will be in the account immediately after you make the first withdrawal? Do not round intermediate calculations. Round your answer to the nearest cent. $ Post Submission Feedback Solution a. With a calculator, enter N=4,I/YR=4,PMT=25,000, and FV=0. Then press PV to get PV=$90,747.38. b. At this point, we have a 3 -year, 4% annuity whose value is $69,377.28. You can also think of the problem as follows: $90,747.38(1.04)$25,000=$69,377.28