here you are a brand new and thriving recruit at Wells Fargo Bank as an account associate. You are being paid around $42,000 per year to live in Southern California, commute, and pay your bills. You just bought a condo in Ontario as a way to begin your financial future as a young associate. It is very difficult for you to pay all of your bills on time because of the high cost of living in Southern California, and you need as much extra income as you can possibly get. The sales department is running a contest to see who can sign up the most customers with new credit cards as possible. The promotion says that for every 5 credit cards that you sign up, you will receive a bonus of $3000. You are so excited about that offer that you call up all of your customers and offer them a new credit card. Many of your customers do not want to sign up for more credit, but you have this promotion. You have 75 customers and only one says that they would like a new credit card. The rent is due, the car note is due, the student loans are sending you letters saying how much your new monthly payments are going to be, and believe it or not, you are a young person with a girlfriend (or boyfriend). How do you handle this situation?

Discuss:

1. The options that are presented.

2. The stakeholders involved in this decision.

3. The possible outcomes of this decision

4. What would happen to Wells Fargo if fraud were discovered in its sales department?