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Hermione decided to purchase a washing machine, an air fryer and an oven from Bagus Electric Shop. She applied for financial assistance from Bank Kenari.

Hermione decided to purchase a washing machine, an air fryer and an oven from Bagus Electric Shop. She applied for financial assistance from Bank Kenari. She was asked to sign three separate agreements but all the three agreements did not state the number of instalments to be paid by the hirer, the time for the payment of each instalments and the descriptions of the goods. Apart from that, Hermione realized that there was a mistake in the amount of the purchase price in the agreements. When Hermione asked the bank officer about the missing information and the mistake in the documents, Hermione was told to sign the hire-purchase agreement first before the amendments were made and that the missing information will be filled in later. Two (2) months have passed since she signed the agreements, but she has not received any copy of the hire purchase agreement from Bank Kenari. Hermione comes to see you and wanted to know whether the hire purchase agreements that she signed with Bank Kenari were valid. Advise Hermione.

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