Hey. This is my first time taking an accounts/finance class.Can you please help and explain the steps to take in solving these problems. Any help would be greatly appreciated. I have seen other reasonings for it but I don't quite grasp them. Thank you for your help.

FIND THE FUTURE VALUES 1. If you save and invest $200 a month for the next 10 years for your 8-year old child, how much money would you have in your child's 529 plan in 10 years if the plan's average return is 9% p.a.? What if you can invest $300 a month? FIND THE PRESENT VALUES 2. Your father wants to give you some money and he lets you to choose one among the three following payments: A. $100,000 today B. $10,000 at the beginning of each year (starting today) for the next 15 years C. $150,000 five years later Which method would you prefer if your opportunity cost of money is 8% p.a.? FIND THE INTEREST RATES 3. Your friend is kind enough to lend you $30,000 today so that you can start a small business. She is giving you three payment plan choices. Which payment plan is the most favorable to you? A. Pay back a lumpsum amount of $50,000 in 5 years. B. Pay back $10,000 a year for the next 4 years, with the first payment starting 1 year from today. C. Pay back $1,000 a month for the next 4 years, with the first payment starting 1 month from today. FIND THE NUMBER OF PERIODS 4. You wan to retire when you accumulate $2,000,000 in your 401(k) account that returns 10% p.a. on average. If your current 401(k) balance is $250,000 and you want to invest $500 a month, when can you retire (in number of months)? How about investing $700 a month? FIND THE PERIODIC PAYMENTS 5. You are shopping for a car and got quotes for the same kind of car on financing terms from three different South Florida dealers. All quote the same price of $30,000 with no down payment. Dealer A. 0.9% financing for 60 months; Dealer B. 1.9% for 72 months Dealer C. 0.0% for 36 months (1) Which deal will have the least amount of monthly payment? (2) Also, which deal is the best for you, financially speaking? (3) Why do you think that is the best option for you