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Hi, do you know how to solve (real estate finance): A loan was made 10 years ago for $140,000 at 10.5% for a 30 year

Hi, do you know how to solve (real estate finance): A loan was made 10 years ago for $140,000 at 10.5% for a 30 year term. Rates are currently 9.25%. What is the market value of the loan? I know the answer to this is 139,828 but I have no idea how to solve this. (Step by step solution appreciated)

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