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Hi I have some questions regards to the Ant Financial, 1. What factors contributed to the successful diversification of Ant Financial into many product lines?

Hi I have some questions regards to the Ant Financial,

1. What factors contributed to the successful diversification of Ant Financial into many product lines?

What institutional voids did they fill?

What capabilities did Ant leverage?

2. What regulatory challenges did Ant face in China? How should Ant manage its relationship with regulators and traditional banks?

3. What are the challenges and opportunities of Ant's globalisation strategies?

Hope details explanation can be provided to each of the questions.

Thanks in advance

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