hi i need help with this problem.

Using the following table, what is the present value of $40,000 to be received in five years, if the market rate is 7% compounded annually? Round your answer to two decimal places Periods 5% 6% 7% 10% 1 0.95238 0.94340 0.93458 0.87344 0.90909 0.82645 2 0.90703 0.89000 3 0.83962 0.81630 0.86384 0.82270 0.75132 0.68301 4 0.79209 0.76290 5 0.78353 0.74726 0.71299 0.62092 0.56447 6 0.70496 0.74622 0.71068 7 0.66506 0.51316 0.46651 0.66634 0.62275 0.58201 0.54393 0.50835 8 0.67684 0.64461 0.62741 0.59190 0.55840 9 0.42410 0.38554 10 0.61391