Hi! I'm having trouble with the below, I got 12640 for the income tax and 32% do you know where I'm going wrong? Thanks in advance!

Terri Simmons is single and had $197,000 in taxable income. Using the chart below, I need to:

a. Calculate her income taxes.

b. What is the average tax rate?

Taxable Income Tax Rate $ 0 - 9,525 10% 9,525 - 38,700 12 38,700 - 82,500 22 82,500 - 157,500 24 157,500 - 200,000 32 200,000 - 500,000 35 500,000 + 37