Hi there, I need a four pages essay for this question.

Managing Accounts Receivable (Trade Credit) is critical to the company's ability to manage its daily ongoing operations and the associated cash flow requirements. Describe why the practice of Managing Accounts Receivable is so significant. Consider in your paper the following criteria:

1. Impact on shareholder value

2. Credit policy decisions

3. Credit rating sources for potential clients

4. Credit scoring models

5. Credit Terms