Hilda has the option to buy two different annuities. The first starts in four years and pays $1,800 per year for four years. The second begins in 10 years and pays $5,000 per year for eight years. Currently, Hilda is very risk-averse and thus her current required return is 8.1%. In nine years, she expects to be more financially secure and her cost of capital will increase to 9.8% from then on. If each annulty costs $5,000 today, which annuity (or annuities). If any, should Hilda purchase? How much value will she realize from the purchase(s), if she makes any purchases? Purchase second: $21,870.00 value realized Purchase both: $948,58 value realized from first. $21.870.00 from second Purchase both: $948.58 value realized from first. $8,330.17 from second Purchase second: $8,330.17 value realized