Hiscox is a specialty insurance company with offices in major cities across the US. In 2017, they released the Hiscox Embezzlement Study on employee theft. Please read the study found at the following link and answer the questions below.

https://www.hiscox.com/documents/2017-Hiscox-Embezzlement-Study.pdf

1. According to the study, what are the three trends that have emerged in the U.S. federal court system regarding employee theft cases?
2. What are the five (5) warning signs of embezzlers?
3. Name five (5) of the most at risk businesses that are targets of embezzlers?
4. Choose two (2) common schemes used by embezzlers and explain how they work.
5. What are five (5) things notto do if you suspect an employee of embezzlement?