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After three months of being appointed as Vice President of Finance in the Al Hajiry Group of Companies, Mr. Ahmed discovered many financial challenges faced by the treasurer and controller reporting to him. He called them for a meeting and found the following issues.: 1. There isn't enough cash in the business to run the day-to-day operations. 2. Almost all business clients pay late regularly. 3. It's time for the company to raise short- term capital, but it's unclear which funding option to choose for that purpose. 4. It also needs to raise long-term capital, but it is unsure which option is best