HODS Returns on investment "A" are normally distributed, with mean return of US$8,500 per year and a standard deviation of US$1,000 per year. Which of the following categories of returns would you fall, if you desire to be in the top 5% of the returns from "A"? Select one: a. US$8,500 - US$9,000 O b. US$9,800 - US$10,500 c. More than US$9,700 O d. More than US$10, 100