Holly purchased a home in Manitoba. The home was mortgaged for $225,000. She lost her job and missed three mortgage payments. The bank decided to exercise its rights under the mortgage. What can it do?

a. Invoke the acceleration clause

b. Invoke the default notice clause

c. Obtain an order for foreclosure

d. Invoke the acceleration clause and then obtain an order for foreclosure.

e. Invoke the default notice clause then the acceleration clause and then obtain an order for foreclosure

Explain why you chose your answer. Define and explain any legal concepts or principles you relied on.