homeowner has a hospital bill of $20,000 that he is unable to pay. The hospital files suit and obtains a dgment. Is the homeowner's home, which is free and clear of debt, at risk? A. No, the debt must exceed $25,000 to be applied to a residence. B. No, the amount of debt must exceed the value of the homestead before the courts can force a sale. C. Yes, the courts can always force a sale to pay creditors after a judgment has been obtained. D. Yes, but he may be protected in full or part by state homestead law