Homer S. currently has $80,000 in his retirement account and plans to add to the account for the next 25 years and earns 10.5% annually. If he plans to withdraw $250,000 during each year of his 30-year retirement and earns 5.5% during retirement, how much does he need to save each month until retiring?

a.$809 b.$3,269 c.$3,431 d.$1,758