Hope has negotiated $50,000 price on a new BMW. The manufacturer is offering $4,000 rebate or zero%, four year financing. She is able to get 6 %, four-year financing from her credit union. If Hope has $5,000 for down payment and she plans to finance $45,000 over four years, should she take the rebate or the zero% financing? You must calculate monthly payment of each case.

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