Hospitalization insurance premiums for Jack and his dependents. The cost of the coverage for Jack is $3,000 per year, and the additional cost for his dependents is $3,775 per year. The plan has a $2,000 deductible, but his employer contributed $1,500 to Jack's Health Savings Account (HSA). Jack withdrew only $1,000 from the HSA, and the account earned $80 of interest during the year. what is the amount to be included in Jacks gross income?