How can a bank mitigate these risks? Besides the risk management process she suggests below, you should pay attention to refer to: Risk management process in Circular 13/2018 of the State Bank with 4 steps: Risk identification, risk measurement, risk assessment risk, risk control. First, let's talk about the theory and then show the steps in the process: Indentify, Access, Risk, Mitigation. and apply to specific international banks and remember to cite sources in Harvard style.