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65. An investment costs $725 and is expected to produce cash flows of $75 at the end of Year 1, \$100 at the end of Year 2, $85 at the end of Year 3, and $625 at the end of Year 4. What rate of return would you earn if you bought this investment? a. 5.19% b. 5.46% c. 5.75% d. 6.05%