How can individuals benefit from insurance? A. Individuals benefit from insurance because it consolidates all of your personal bills into one location. B. Individuals benefit from insurance because it provides peace of mind of knowing that your assets are protected should you suffer a loss. C. Individuals benefit from insurance because if you do not file an insurance claim by the end of the year, then all insurance payments are refunded. D. Individuals benefit from insurance because insurance companies will often invest your insurance payments and share profits on the investments