How did the extra, one-time payment of $100 affect the total interest Janet pays on the loan (hint: when using the calculator for the question, be sure to remove the extra $100 payment in January 2022; otherwise, she would pay $385.05 that month)? If Janet had made the $285.05 payment for the entire duration of the loan, what specifically dollar-wise would be the impact on the total interest Janet would have paid? UNDERSTANDING AMORTIZATION SCHEDULE. (Janet's 3500 personal loan with a 24% interest rate, paying her trip off within 2 years) bankrate.com