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How do emerging technologies, such as blockchain-based distributed ledger systems and decentralized finance (DeFi) protocols, revolutionize the landscape of Electronic Funds Transfer (EFT) by offering

  1. How do emerging technologies, such as blockchain-based distributed ledger systems and decentralized finance (DeFi) protocols, revolutionize the landscape of Electronic Funds Transfer (EFT) by offering novel solutions for peer-to-peer value transfer, programmable smart contracts, and decentralized liquidity provision, thereby reshaping traditional banking paradigms and empowering individuals with greater financial autonomy and inclusivity ?

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