How do i calculate the estimated losses in the startup budget table what are the steps?

Startup Expenses \begin{tabular}{|llrrr|} \hline \multicolumn{1}{c}{ Expense } & \multicolumn{1}{c}{ Category } & \multicolumn{1}{c}{ Budget } & Padding & \multicolumn{1}{c}{ Total } \\ \hline Logo + Brand Identity & Non-Essential & $2,500.00 & 10% & $2,750.00 \\ LLC Filing Fees & Essential & $850.00 & 10% & $935.00 \\ Business Cards & Non-Essential & $50.00 & 10% & $55.00 \\ 4 Umbrella Lights & Later & $0.00 & 10% & $0.00 \\ Backdrop Stand & Later & $0.00 & 10% & $0.00 \\ Roll of Seamless Paper & Later & $0.00 & 10% & $0.00 \\ 85mm Lens & Essential & $1,500.00 & 10% & $1,650.00 \\ Speedlight & Later & $0.00 & 10% & $0.00 \\ Photo Editing Computer (iMac) & Non-Essential & $2,000.00 & 10% & $2,200.00 \\ Backup Drive - 4 TB & Essential & $100.00 & 10% & $110.00 \\ Virtual Assistant (Social Media) & Non-Essential & $300.00 & 10% & $330.00 \\ \hline Total Estimated Startup Costs & $7,300.00 & & $8,030.00 \\ \hline \end{tabular}