How do I fill the summary out using the reference?

Name: Date: Annual Budget Summary Purpose: To see an overview of spending patterns for a year. Instructions: Record the monthly budget amount in the first column and actual monthly spending in the appropriate column. Suggested websites: Suggested apps: www.mymoney.gov Mint INCOME EXPENSES: www.bls.gov/cex Actual Spending Monthly Budget Jan Feb Mar Apr May Jun $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Mortgage/rent $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Housing costs $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Telephone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Food (at home) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Food (away) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Clothing $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Transportation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Credit payments $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Insurance $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Health care $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Recreation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Reading/education $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Gifts/donations $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Miscellaneous $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Other $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Other $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total Expense $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Surplus (Deficit) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Actual Spending Year Totals Jul Aug Sep Oct Nov Dec Actual Budget INCOME $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 EXPENSES: Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Mortgage/rent $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Housing costs $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Telephone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Food (at home) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Food (away) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Clothing $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Transportation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Credit payments $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Insurance $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Health care $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Recreation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Reading/education $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Gifts/donations $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Miscellaneous $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Other $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Other $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total Expense $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Surplus (Deficit) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 What's Next for your Personal Financial Plan? *Decide which areas of spending need to be revised. Evaluate your spending patterns for preparing a budget. Personal Financial Planner 18