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How do I solve Gap Analysis? This is the formula that I have (Sum of Interest Sensitive Assets) - (Sum of Interest Sensitive Liabilities)] i
How do I solve Gap Analysis? This is the formula that I have
(Sum of Interest Sensitive Assets) - (Sum of Interest Sensitive Liabilities)] i
Balance Sheet | |||
2018 | 2017 | ||
ASSETS | |||
Loans | $ 14,050,453 | $ 13,865,815 | |
Securities | $ 4,215,761 | $ 3,641,093 | |
Overnight Loans | $ 558,454 | $ 951,252 | |
TOTAL INTEREST EARNING ASSETS | $ 18,824,668 | $ 18,458,160 | |
Cash | $ 486,812 | $ 535,687 | |
Capital Equipment | $ 846,989 | $ 844,843 | |
Other | $ 1,218,470 | $ 1,192,051 | |
TOTAL NON-INTEREST EARNING ASSETS | $ 2,552,271 | $ 2,572,581 | |
TOTAL ASSETS | $ 21,376,939 | $ 21,030,741 | |
LIABILITIES | |||
Checking w/Interest Deposits | $ 1,933,723 | $ 1,772,298 | |
Savings Deposits | $ 826,881 | $ 724,219 | |
Money Market Accounts | $ 5,514,920 | $ 4,827,021 | |
Time Deposits | $ 5,350,249 | $ 6,443,916 | |
TOTAL INTEREST BEARING DEPOSITS | $ 13,625,773 | $ 13,767,454 | |
Short-term Borrowings | $ 652,607 | $ 582,654 | |
Long-term Borrowings | $ 766,509 | $ 885,145 | |
TOTAL INTEREST BEARING LIABILITIES | $ 15,044,889 | $ 15,235,253 | |
Demand Deposits (non-interest bearing) | $ 4,150,646 | $ 3,774,864 | |
Other Liabilities | $ 128,517 | $ 158,825 | |
TOTAL LIABILITIES | $ 19,324,052 | $ 19,168,942 |
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