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How do I solve Gap Analysis? This is the formula that I have (Sum of Interest Sensitive Assets) - (Sum of Interest Sensitive Liabilities)] i

How do I solve Gap Analysis? This is the formula that I have

(Sum of Interest Sensitive Assets) - (Sum of Interest Sensitive Liabilities)] i

Balance Sheet
2018 2017
ASSETS
Loans $ 14,050,453 $ 13,865,815
Securities $ 4,215,761 $ 3,641,093
Overnight Loans $ 558,454 $ 951,252
TOTAL INTEREST EARNING ASSETS $ 18,824,668 $ 18,458,160
Cash $ 486,812 $ 535,687
Capital Equipment $ 846,989 $ 844,843
Other $ 1,218,470 $ 1,192,051
TOTAL NON-INTEREST EARNING ASSETS $ 2,552,271 $ 2,572,581
TOTAL ASSETS $ 21,376,939 $ 21,030,741
LIABILITIES
Checking w/Interest Deposits $ 1,933,723 $ 1,772,298
Savings Deposits $ 826,881 $ 724,219
Money Market Accounts $ 5,514,920 $ 4,827,021
Time Deposits $ 5,350,249 $ 6,443,916
TOTAL INTEREST BEARING DEPOSITS $ 13,625,773 $ 13,767,454
Short-term Borrowings $ 652,607 $ 582,654
Long-term Borrowings $ 766,509 $ 885,145
TOTAL INTEREST BEARING LIABILITIES $ 15,044,889 $ 15,235,253
Demand Deposits (non-interest bearing) $ 4,150,646 $ 3,774,864
Other Liabilities $ 128,517 $ 158,825
TOTAL LIABILITIES $ 19,324,052 $ 19,168,942

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