How do you calculate - You are going to retire 30 years from now and plan to live for another 25 years. You can earn 8% on your investments for the next 55 years. You just deposited $12,000 into the investment account. You want to be able to spend $80,000 per year when you retire (for simplicity assume that it is spent at the end of each year). How much do you need to save per year into your investment account at the end of each year for the next 30 years? - using a financial calculator?