how do you solve this problem???ho

Taraz Aina is obligated to make the following payments to a loan company: Timing An annuity with the first payment made right now 10 annual payments of $7,000 each One lump sum at the end of three years One lump sum at the end of nine years Amount $20,000 $150,000 As stated above, the annuity includes a total of 10 annual payments with the first one to be made immediately. The interest rate on the loan is 12 % compounded annually, and there is no penaltvy for early payment. How much must Taraz Aina pay RIGHT NOW in order to completely satisfy her obligation under this loan? Note: The amount she must pay right now includes the S7,000 annuity payment that is due right now. Round all of your calculations to the nearest dollar A. $87,952 B. $112,626 C. $72,343 D. $188,469 E. $130,123