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How does Dave Ramsey's (The Money Makeover) and Ramit Sethi's (I Will Teach You To Be Rich) views on credit cards and other types of

How does Dave Ramsey's (The Money Makeover) and Ramit Sethi's (I Will Teach You To Be Rich) views on credit cards and other types of debt differ? How are they similar? Which view is more closely aligned with your own and why

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