How does the Doddwill not default?

A.Frank incentivize banks to only offer mortgages which they believe Of the mortgages that a bank initiates, at least 5% must be Qualifying Residential Mortgages (QRMs).

B.A bank must sell at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

C.A bank must hold at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

D.With the exception of Qualifying Residential Mortgages (QRMs), a bank must hold 5% of the mortgages that it initiates.

How does the Doddwill-Frank incentivize banks to only offer mortgages which they believe not default?

A.Of the mortgages that a bank initiates, at least 5% must be Qualifying Residential Mortgages (QRMs).

B.A bank must sell at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

C.A bank must hold at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

D.With the exception of Qualifying Residential Mortgages (QRMs), a bank must hold 5% of the mortgages that it initiates

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this is the complete question

How does the Dodd-Frank incentivize banks to only offer mortgages which they believe Will not default?

A.Of the mortgages that a bank initiates, at least 5% must be Qualifying Residential Mortgages (QRMs).

B.A bank must sell at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

C.A bank must hold at least 5% of the Qualifying Residential Mortgages (QRMs) that it initiates.

D.With the exception of Qualifying Residential Mortgages (QRMs), a bank must hold 5% of the mortgages that it initiates.