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How have zoning ordinances contributed to racial segregation in neighborhoods? a Through the act of steering b By providing sub - prime loans to families

How have zoning ordinances contributed to racial segregation in neighborhoods?
a Through the act of steering
b By providing sub-prime loans to families of color
c By encouraging multifamily dwellings in a middle to high income neighborhood
d By not allowing multifamily dwellings in middle to high income areas
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