"How is the increasing use of AI likely to impact the competitive forces (Porter's Five Forces) in the banking and finance industry? Which force do you believe will be most impacted by AI, and why?"

Use a particular Fintech (Financial technology) to present your arguments, choose one from the following list. Describe the Fintech you choose to use for your analysis, explaining why it is especially relevant for this case.

Mobile banking apps

Crowdfunding platforms

Cryptocurrencies

Stock trading platforms

Peer-to-peer payment services

Explain how each of the five forces may be impacted by the increasing use of AI for the particular class of Fintech (Any one from the five stated above)