How is the mortgage interest credit treated on the California return?

a.The credit is claimed as an adjustment to income rather than as a credit.

b.There is no mortgage interest credit in California; however a taxpayer who claimed the credit on the federal return, may have an addition to the California itemized deductions.

c.The mortgage interest credit has no effect on the California return.

d.When the mortgage interest is claimed on the federal return, there will be an addition to income and an addition to itemized deductions on the California return.